Your HOA Can’t Just Make Up a Rule: The Limits on Board Rule-Making

A board can adopt rules — but only within the authority its governing documents grant, only consistent with the declaration and Arizona statute, and only reasonably. A rule that oversteps those limits is unenforceable, no matter how official it looks.
Your HOA Can’t Just Make Up a Rule: The Limits on Board Rule-Making

BadHOA · July 31, 2026

A new rule appears — no vote of the owners, sometimes no warning — and suddenly you’re out of compliance with something that didn’t exist last month. Can the board just do that? Not exactly. A board does have power to make rules, but that power is fenced in on every side. A rule that steps outside the fence is unenforceable, however official the letter announcing it looks.

General homeowner education based on Arizona statutes, not legal advice. Your own governing documents control the specifics. For your situation, consult a licensed Arizona attorney.

Rules aren’t CC&Rs — know the hierarchy

Your community documents have an order of authority, and rules sit at the bottom of it. Arizona law lists them together — “the declaration, bylaws, articles of incorporation, if any, and rules” (A.R.S. § 33-1802(3)) — and each tier is bound by the ones above it:

  1. Federal and Arizona law — beats everything below;
  2. the recorded Declaration (CC&Rs) — amended only by owner vote;
  3. the Articles and Bylaws; and
  4. the board’s rules and regulations — the only tier a board can create on its own.

Four things a rule can’t do

  1. Exceed the authority the documents grant. A board can make rules only on the subjects the declaration and bylaws actually authorize it to regulate. If nothing in your documents gives the board power over a topic, it can’t invent that power with a rule.
  2. Conflict with the declaration, bylaws, or a statute. A rule that contradicts a higher document or Arizona law is unenforceable to the extent of the conflict.
  3. Do by “rule” what requires an amendment. A board can’t rewrite the CC&Rs through a rule. Real changes to owners’ rights and obligations run through the declaration-amendment process (§ 33-1817) — an owner vote — not a board memo.
  4. Override the statutory protections. The laws that begin “notwithstanding any provision in the community documents” beat any rule — a rule can’t restrict your flags and signs (§ 33-1808), your solar (§ 33-1816), or the other protected categories.

And even a valid rule has to be reasonable — and properly adopted

Being within the board’s authority isn’t the whole test. A rule generally must also be reasonable — not arbitrary, not discriminatory, and not selectively enforced. And it has to be adopted properly: by board action at an open meeting (§ 33-1804), and then actually communicated to owners. A rule sprung on you after the fact, or one you were never told about, is on shaky ground.

The one question that exposes it

When a new rule shows up, ask, in writing: “Which provision of our declaration or bylaws authorizes this rule, and when and how was it adopted?” A board acting within its authority can answer that easily. A board that can’t point to its source — or that’s trying to accomplish a CC&R change through a rule — is telling you the rule may not be valid.

Your move

  1. Get the rule and its authority in writing, plus when and how it was adopted.
  2. Compare it to your declaration and bylaws. Does the board have authority over this subject? Does the rule conflict with a higher document or a statute? Use the governance self-audit.
  3. If it’s really a CC&R change, it needs the amendment process and an owner vote — not a board rule.
  4. Escalate an overreaching or improperly adopted rule through an ADRE petition.

Grounded in A.R.S. § 33-1802(3) (community documents), § 33-1817 (declaration amendment), and § 33-1804 (open meetings), with the statutory overrides in §§ 33-1808, 33-1816. General homeowner education — not legal advice.

General information, not legal advice. See the HOA Laws library for the statutes referenced above.

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