How to Request a Reasonable Accommodation From Your HOA (With a Sample Letter)

A clear, written request starts the clock and creates the record you’ll need if the HOA says no. Here’s what to put in it, what the association can and can’t ask back, and a template you can adapt.
How to Request a Reasonable Accommodation From Your HOA (With a Sample Letter)

BadHOA · July 31, 2026

You don’t need a lawyer or a special form to ask your HOA for a reasonable accommodation or modification. You need a clear written request that says what you need and that it’s connected to a disability. Putting it in writing does two things: it triggers the association’s duty to respond in good faith, and it creates the paper trail you’ll rely on if they refuse.

General fair-housing education, not legal advice. Based on the federal Fair Housing Act and the Arizona Fair Housing Act (A.R.S. § 41-1491 et seq.). See our how to request resource page; for a specific matter, consult a qualified attorney, HUD, or the Arizona Attorney General’s Civil Rights Division.

What to include in the request

  1. Who you are — your name and unit/address.
  2. What you’re asking for — the specific accommodation (a rule change) or modification (a physical change), described plainly.
  3. That it’s disability-related — you have a disability and you need this because of it. You do not have to name your diagnosis or share medical records.
  4. A request to engage — ask the board to respond and to work with you on a solution (the “interactive process”).
  5. A reasonable deadline — ask for a written response within a set time (for example, 14 days).

What the HOA can — and can’t — ask back

If your disability or your need isn’t obvious, the association may ask for limited verification that (1) you have a disability and (2) you need the accommodation because of it. It generally cannot:
  • Demand your specific diagnosis or full medical records;
  • Require a particular form, a notarized letter, or a statement under penalty of perjury;
  • Charge a fee or deposit for the accommodation; or
  • Stall — treating your request like an ordinary architectural application and slow-walking it can itself be a denial.

Protect yourself

  • Send it in writing and keep a dated copy — email is fine; certified mail is stronger for anything important.
  • Log every response (and every non-response). Dates matter.
  • Watch for retaliation — fines, threats, or harassment after you assert your rights are themselves unlawful.

Sample request letter (adapt to your situation)

[Date]
To: [Board of Directors / Community Manager]
Re: Request for a reasonable accommodation under the Fair Housing Act

Dear Board of Directors,

I am a resident and owner at [address / unit number]. I am writing to request a reasonable accommodation under the federal Fair Housing Act and the Arizona Fair Housing Act.

I have a disability. Because of my disability, I need the following accommodation in order to have equal use and enjoyment of my home: [describe the specific accommodation or modification — e.g., “an exception to the community’s no-pets rule to keep an assistance animal,” or “a reserved accessible parking space near my unit”].

I am happy to discuss this with the Board and to work together on a workable solution. If you need confirmation of my disability-related need, I can provide a letter from my health-care provider verifying that I have a disability and require this accommodation. I am not able to share, and am not required to share, my specific diagnosis or medical records.

Please respond in writing within 14 days. Thank you for your prompt attention.

Sincerely,
[Name] · [Contact information]

If they refuse or ignore you

A denial, an improper fee, a demand for your diagnosis, or an unreasonable delay may be disability discrimination. You can file a complaint — free, no lawyer required — with HUD or the Arizona Attorney General’s Civil Rights Division, within one year of the discriminatory act.

Grounded in the Fair Housing Act and the Arizona Fair Housing Act (A.R.S. § 41-1491 et seq.). The sample letter is a general template, not legal advice — adapt it to your situation or have an attorney review it.

General information, not legal advice. See the HOA Laws library for the statutes referenced above.

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